The Institute for Policy Innovation joined the Southwest Public Policy Institute and other coalition signers in comments supporting the FDIC’s proposed State Bank Parity rule (RIN 3064-AG34). The final letter was submitted November 11, 2026.
The coalition urges the FDIC to finalize the rule as proposed, extending parity between state-chartered and national banks to interstate services delivered without a physical branch. The letter argues that the proposal would reduce regulatory uncertainty and compliance burdens while protecting the dual banking system and the consumers and small businesses it serves.
IPI President Tom Giovanetti signed the letter. Download the complete coalition comments using the PDF link.