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Federal spending mandated by our major entitlement programs (Social Security, Medicare, Medicaid) today comprises the majority of the federal budget and will bankrupt the United States absent imminent structural reforms.

Not only do these entitlement programs drain federal spending dollars, but they don’t do a particularly good job of delivering promised services and benefits. Social Security provides a shameful rate of return for most recipients, especially when compared with private sector alternatives.  And seniors and the poor are finding it increasingly difficult to find a doctor who will accept Medicare or Medicaid patients.

IPI has proposed specific, concrete solutions that would not only make these programs solvent and sustainable, but also deliver superior benefits. Entitlements should not be reformed solely for the benefit of the federal government, but also for the benefit of taxpayers and recipients.

November 10, 2015

Upside and Downside of Investing in a myRA, Uncle Sam's Newest Savings Plan


IPI expert referenced: Tom Giovanetti

"Don't bother with the myRA," said Giovanetti. "The myRA is touted as a safe, easy, affordable savings plan for workers -- it invests in only U.S. Treasury securities. The website brags about how there are no fees and no complications for employers, and that it's a Roth IRA."

November 5, 2015

The Medicare Part D Drug Program Is One Of Government's Most Efficient


Part D has been operating for about a decade, and it clearly defies most government program stereotypes.

November 4, 2015

Don't Bother with myRA


Today, the Treasury Department rolled out the new myRA retirement accounts with almost no fanfare. And it’s easy to see why: The myRA is a retirement savings policy embarrassment.

November 3, 2015

Budget Deal Perpetuates the Social Security Trust Fund Fiction


The budget deal perpetuates the Social Security trust fund fiction by borrowing from one trust fund that has loaned its assets for IOUs to save another trust fund which has spent its IOUs. 

October 23, 2015

How Three Texas Counties Are Battling Income Inequality and Winning


The primary issue for 2016 Democratic presidential candidates appears to be economic inequality—both income and wealth. They have two solutions: raise the minimum wage and redistribute wealth. The far better solution, both for individuals and the economy, would be to let lower-income workers create and accumulate wealth.

October 20, 2015

A Quick and Easy Way to Reduce Income Inequality


The best way to address the problem of income inequality is to ensure that lower-income workers can accumulate wealth, and the best way to do that is to replace Social Security with personal retirement accounts.

September 11, 2015

The Government Is Robbing Millennials Blind


Entitlements are cheating them out of their money. Fortunately there's a practical solution.

September 1, 2015

A New Tax-Free Account for the Disabled, but Why Stop There?


ABLE-type accounts send the right message--that individuals can and should be responsible for their own needs.

August 14, 2015

Clinton's College Reform Plan Gets A Big Fat F


There are so many problems with her plan it’s hard to know where to start grading.

August 12, 2015

ADA and Disability


IPI expert referenced: Merrill Matthews

Dr. Merrill Matthews in a recent column wonders why we are seeing such a dramatic increase in people receiving disability payments. Shouldn’t the new technologies and greater access to buildings and facilities make it possible for fewer Americans to receive payments? That is not what has happened.

 

Total Records: 143

 

 

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