For all of the quality care it delivers, the U.S. health care system is one of the most dysfunctional sectors of the U.S. economy. The government spends nearly 50 cents of every dollar spent on health care, most consumers are almost entirely insulated from the cost of their decisions, and employers decide what kind of health insurance their employees get.
But while the U.S. health care system begs for reform, the Patient Protection and Affordable Care Act only exacerbates all of the current problems, promising to devolve into a price-controlled system rationed and micromanaged by bureaucrats.
IPI believes there are much better options: reform the tax treatment of health insurance; remove the state and federal mandates and regulations that make coverage more expensive; pass medical liability reform; and promote policies that create value-conscious shoppers in the health care marketplace.
Ailing Texas Telemedicine May Be On the Mend
Restrictions, such as what exists for now in Texas, simply increase health care cost, restrict opportunity and choice for patients, and smack of paternalistic big government.
Progress on Telemedicine in the States
Infusing technology in health care can save money and provide great benefits to patients.
Why Most Patients Say 'Hell, No' to Obamacare
Wisconsin, a state that had a successful HRP (not all state HRPs worked) until Obamacare essentially shut it down, required insurers to chip in as well, according to Mark E. Litow, a retired health actuary who served on the board of the Wisconsin HRP, and Merrill Matthews, IPI resident scholar, writing for RealClearHealth.com on February 16.
Experts Question GOP Approach to Pre-Existing Health Conditions
Only 200,000 people enrolled in the pools in part “because many HRPs did not offer financial assistance to lower-income participants, a few charged much higher premiums than Wisconsin, and because of some state-imposed limitations,” say Mark Litow, who was involved in Wisconsin’s risk pool, and Merrill Matthews, with IPI. “All of those problems are easily fixed,” they write in a RealClearHealth op-ed.
Explaining Conservatives' Decades-Long Support for Refundable Tax Credits
There is a reason why Republicans are coalescing around a refundable tax credit instead of direct subsidies for health insurance.
High Risk Pools Solve the Problem of Preexisting Conditions
One reason health insurance premiums exploded under the Affordable Care Act is the law’s requirement that health insurers accept anyone who applied for individual coverage, known as guaranteed issue.
A Three-Step Plan to Save the Effort to Repeal and Replace Obamacare
Republicans are getting perilously close to losing the momentum they had and will need to repeal and replace Obamacare.
Where Obamacare Stands Now
Matthews: Trump's Obamacare Executive Order 'Quick, Decisive'
President Trump’s executive order directing federal agencies to ease the burden of Obamacare is both quick and decisive in minimizing the law’s many burdens. “For those who wanted the president to act, you can’t get much broader—or better—than that," said Matthews.
Remember When the Left Cared About the 'Underinsured'?
There was a time when the left was concerned about the number "underinsured." That interest seems to have diminished now that Obamacare has created so many underinsured.
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