For all of the quality care it delivers, the U.S. health care system is one of the most dysfunctional sectors of the U.S. economy. The government spends nearly 50 cents of every dollar spent on health care, most consumers are almost entirely insulated from the cost of their decisions, and employers decide what kind of health insurance their employees get.
But while the U.S. health care system begs for reform, the Patient Protection and Affordable Care Act only exacerbates all of the current problems, promising to devolve into a price-controlled system rationed and micromanaged by bureaucrats.
IPI believes there are much better options: reform the tax treatment of health insurance; remove the state and federal mandates and regulations that make coverage more expensive; pass medical liability reform; and promote policies that create value-conscious shoppers in the health care marketplace.
Because While Crime May Not Always Pay, the Government Does
The government steals taxpayer money to give to green energy; then the mob steals the money from the government.
States Will Play a Big Role in Health IT
Health care is entering the telecommunications age, and that development has significant ramifications for the access, cost and quality of health care. States have not been involved yet, but they soon will be.
Whatever Happened To The Republican Ideas Machine?
If Republicans want to recapture the public’s support and trust, they will have to do it with bold new ideas that actually address the country’s problems. The GOP used to be an ideas machine; maybe with a little kick start it can be again.
Innovation, Not Legislation, Is Reforming the Health Care System
The stuff of science fiction is now becoming medical reality as innovation, rather than legislation, improves the health care system.
The Healthcare Premium Pattern
Even though President Obama promised that premiums for a family would be lower after his first term in office, prices are actually now $3,000 higher.
You Know That New 3.8% Medicare Tax? Double It
IPI's Dr. Merrill Matthews exposes how Democrats are doubling the tax obligation in the new Medicare tax: The wealthy may be paying the new rate of 3.8% now, but everyone else will also be paying some portion of it later.
Difficult Battle Ahead on Health Care
Health insurance premiums could soar in Georgia as more provisions of the federal Affordable Care Act come into effect this year. Writing in the Wall Street Journal, actuary Mark E. Litow and IPI's Merrill Matthews predict that rates could climb 65 percent to 100 percent in states such as Georgia and Tennessee.
Analysts Expect Healthcare Act To Raise Most Americans' Insurance Premiums
IPI's Merrill Matthews and actuary Mark Litow, in an op-ed for the Wall Street Journal, titled, "ObamaCare's Health-Insurance Sticker Shock," predict that Americans' healthcare insurance premiums will spike this year due to the implementation of the Affordable Care Act.
Who Will Pay More For Health Insurance Under Obamacare?
As a consequence of some Obamacare requirements — such as the requirement that health insurers accept everyone who applies, never charge more based on serious medical conditions (modified community rating), and/or start paying for many often-uncovered medical conditions — health-insurance premiums have been going up. But not everyone is equally affected by the increase in premiums.
ObamaCare's Health-Insurance Sticker Shock
Thanks to mandates that take effect in 2014, premiums in individual markets will shoot up. Some may double.
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