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Federal spending mandated by our major entitlement programs (Social Security, Medicare, Medicaid) today comprises the majority of the federal budget and will bankrupt the United States absent imminent structural reforms.

Not only do these entitlement programs drain federal spending dollars, but they don’t do a particularly good job of delivering promised services and benefits. Social Security provides a shameful rate of return for most recipients, especially when compared with private sector alternatives.  And seniors and the poor are finding it increasingly difficult to find a doctor who will accept Medicare or Medicaid patients.

IPI has proposed specific, concrete solutions that would not only make these programs solvent and sustainable, but also deliver superior benefits. Entitlements should not be reformed solely for the benefit of the federal government, but also for the benefit of taxpayers and recipients.

February 12, 2019

New Book Offers Road Map of Pulling America from the Entitlements Cliff


A new book, “On the Edge: America Faces the Entitlements Cliff,” shows how the U.S. can move away from the crumbling patchwork of unsustainable government programs and easily address funding for healthcare, welfare, and retirement in a way that is financially sustainable long-term.

February 11, 2019

On the Edge: America Faces the Entitlements Cliff


A new book, “On the Edge: America Faces the Entitlements Cliff,” shows how the U.S. can move away from the crumbling patchwork of unsustainable government programs and easily address funding for healthcare, welfare, and retirement in a way that is financially sustainable long-term.

January 18, 2019

New Jersey Considers Defined-Contribution Public Employee Pensions


IPI expert referenced: Merrill Matthews

New Jersey legislators are considering moving new state and local public employees out of the Garden State’s underfunded pension systems into defined-contribution plans similar to 401(k) accounts.

October 31, 2018

Why Not 'Trump Retirement Accounts'?


Throughout his career Donald Trump sold the sizzle of wealth, but now as president he can deliver the steak. Trump Retirement Accounts could secure his place in history as the president who made Americans rich.

July 3, 2018

Blame Government, Not Technology, for High Unemployment


Technology does eliminate some jobs, but on balance creates more than it destroys. Just look at the most technologically advanced countries, where unemployment is at near-historic lows.

June 28, 2018

Universal Basic Income is a Wildly Unaffordable $3 Trillion a Year - If Implemented in All States


Under universal basic income, everyone from the poorest to the richest — that’s why it’s called “universal” — would receive a taxpayer-provided monthly income, perhaps $1,000 per month, or $12,000 per year.

June 18, 2018

Democrats Are Supporting Yet Another Failed Socialist Policy


Democrats are gearing up to support a universal basic income plan because good intentions are more important than proposing policies that actually work.

June 8, 2018

Social Security Isn't 'Going Broke' - It's Already Broke


If Social Security must pay out more than it receives, which the trustees say will happen this year for the first time since 1982, the government cannot draw from other assets because doesn’t have any.

May 29, 2018

Why States Cannot Implement a Single-Payer Health Care System


California is once again pushing for a state-based, single-payer health care system. The problem is that it is practically impossible for a state to cover all of its citizens.

May 8, 2018

The Best Job Training Is On-the-Job Training


Republicans should be careful about job-training allowances in their "workfare" proposals because people will use that as a ruse to avoid work. Rather, employers will provide all the job training low-skilled workers need.

 

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