For all of the quality care it delivers, the U.S. health care system is one of the most dysfunctional sectors of the U.S. economy. The government spends nearly 50 cents of every dollar spent on health care, most consumers are almost entirely insulated from the cost of their decisions, and employers decide what kind of health insurance their employees get.
But while the U.S. health care system begs for reform, the Patient Protection and Affordable Care Act only exacerbates all of the current problems, promising to devolve into a price-controlled system rationed and micromanaged by bureaucrats.
IPI believes there are much better options: reform the tax treatment of health insurance; remove the state and federal mandates and regulations that make coverage more expensive; pass medical liability reform; and promote policies that create value-conscious shoppers in the health care marketplace.
Matthews: The Six Challenges Facing an Obamacare Repeal
Trump made repealing and replacing Obamacare one of his major campaign themes. But he and Republicans in Congress will face a number of challenges trying to fulfill that pledge, warns IPI's Dr. Merrill Matthews, author of Ten Steps to a Market-Oriented Health Care System.
Trump and Clinton's Policies for Millennials
Though Clinton’s plan attempts to address the woes of ACA, IPI's Merrill Matthews says the plan still continues to enforce them; premiums will continue to rise and insurers will desert participation. “All Clinton does is try to mask the problem by hiding the costs through subsidies,” Matthews said.
The 'Death Spiral' Is Hitting All Entitlements, Not Just Obamacare
The "death spiral" isn't restricted to Obamacare. Most entitlement programs are facing their own death spiral—and Democrats' proposed "solutions" would only make the problems worse.
Factchecking Obama's Recent Bogus Obamacare Claims
A look at some of the false Obamacare claims President Obama recently made in a speech to students at Miami Dade College.
Premium Rates on Affordable Care Act Exchanges Rise 25% in 2017
The rise in premiums on the Affordable Care Act exchanges has led to a debate on whether to fix the ACA or repeal and replace the healthcare law.
The 25% Obamacare Premium Increase Vastly Understates the Real Increase
Health insurance premiums are exploding, but they would be much higher had health insurers not taken a number of mostly unpopular steps to stem the increases.
ACA Premiums Explode, May Lead to Single-Payer Under Hillary Clinton
The price of the most popular health plan sold through HealthCare.gov is once again facing a steep hike in 2017—this time by an average of 25 percent. Hillary Clinton will likely use Obamacare’s exploding costs, shrinking networks of physicians, and fleeing health insurers to make the case for what the left really wanted all along: a government-run, single-payer health care system.
How a Public Option May Preserve Health Insurance Exchanges
There’s been a long-running concern that what the exchanges will ultimately be is the place where the people who are the sickest and need subsidies from the federal government will reside, said Matthews. “The question comes about – would even some of those people be able to buy cheaper insurance, even considering the subsidies, outside of the exchange if a death spiral initiates. If so, does that ultimately make the exchanges unworkable?”
VT Agency Wrongly Allotted $13M for Health Insurance Marketplace
More reforms may need to be implemented in order to strengthen state health insurance marketplaces and keep payers participating in the exchanges.
The Left's Secret Ploy to Subsidize Obamacare for Illegal Immigrants
In pushing through Obamacare, President Obama initially agreed that illegals would not have access to taxpayer subsidies. That was only a ruse to get the law passed. Now the left is moving forward with its real agenda.
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