For all of the quality care it delivers, the U.S. health care system is one of the most dysfunctional sectors of the U.S. economy. The government spends nearly 50 cents of every dollar spent on health care, most consumers are almost entirely insulated from the cost of their decisions, and employers decide what kind of health insurance their employees get.
But while the U.S. health care system begs for reform, the Patient Protection and Affordable Care Act only exacerbates all of the current problems, promising to devolve into a price-controlled system rationed and micromanaged by bureaucrats.
IPI believes there are much better options: reform the tax treatment of health insurance; remove the state and federal mandates and regulations that make coverage more expensive; pass medical liability reform; and promote policies that create value-conscious shoppers in the health care marketplace.
Will The Government Force Health Insurers To Sell In Obamacare Exchanges?
What would the federal government do if there were a stampede to the exchange exit door? Depends on who’s pulling the levers in Washington.
Obamacare Is About to Send the Health Insurance Industry Into a Death Spiral
The “death spiral” is hitting the health insurance industry, and it couldn’t happen to a more deserving group.
Some Obamacare Premium Increases Exceed A Minimum Wage Income
No wonder President Obama and the Democrats are pushing so hard to raise the minimum wage. A customer could spend the equivalent of a minimum-wage income just buying Obamacare coverage.
Veterans Still Suffer In Broken VA System Thanks to Politicians, Unions
On this Veteran’s Day we should remember the sacrifices made our men and women in uniform. And we should also remember that a year and a half after news of the VA scandal broke, very little has actually changed.
Health Sharing
Dr. Merrill Matthews in a recent article in Forbes describes a plan proposed by Bill Brann that adds a life insurance policy with a critical illness component. It would include an accelerated benefit provision that would allow the insurer to write the beneficiary a check to cover medical expenses.
The Medicare Part D Drug Program Is One Of Government's Most Efficient
Part D has been operating for about a decade, and it clearly defies most government program stereotypes.
Lower Drug Prices by Streamlining Approval Process, Delaying IP Clock
A new publication shows how competition, streamlining the drug-approval process, and leveraging the power of intellectual property protections are the keys to unlock lower prices for consumers.
Explaining the High Cost of Prescription Drugs
Many brand name prescription drugs are expensive, and there are reasons for that. But most of the proposed political "fixes" would only make them more expensive or ensure they never reach the market. The better solution to controlling prices is to reduce onerous regulations an expand competition.
Huge Obamacare Premium Hike Could Cost Hillary Clinton The Election
Dsigruntled voters struggling to pay Obamacare’s exploding premiums or seeing their policies canceled could make the difference in Hillary Clinton's needed swing states.
A Tech Revolution Is Quietly Taking Place In Healthcare
While policymakers, and the country, struggle over challenges facing and created by the Affordable Care Act, real healthcare reform is happening almost completely outside of that loop, driven by technology and innovators.
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